Accountants for veterinary businesses — practice accounts, pricing, payroll and practice deals WhatsApp us hello@buzzaccounting.co.uk
Accountants for Vets
Home / Tools

Free tools for veterinary businesses

Eight calculators and a compliance calendar, each built around a question a practice principal or a locum vet would recognise. No sign-up, no email wall, and every result prints or saves.

UK veterinary practice
UK veterinary practice

Prescription fee modeller

“What does a cap on written prescriptions do to our income?”

Your own prescription volumes and current charges against a capped fee, so you can see the revenue line before it moves. The binding figure is not settled, so the tool lets you flex it.

Open the tool
UK veterinary practice

Practice profitability calculator

“Is this practice actually profitable, or just busy?”

Turnover in, EBIT margin out — and where that margin sits against the CMA's own sample of 36 independent practices, which ran from minus 9% to plus 34%.

Open the tool
UK veterinary practice

Locum take-home calculator

“What is my day rate actually worth after tax?”

Day rate and days worked in, take-home out: income tax, Class 4 National Insurance and the monthly amount to set aside, on 2026/27 rates and thresholds.

Open the tool
UK veterinary practice

Incorporation calculator

“Would I be better off in a company?”

Sole trader against a limited company on 2026/27 rates, including the dividend increase on 6 April 2026 and the associated-companies divisor most comparisons ignore.

Open the tool
UK veterinary practice

Practice value drivers

“What would a buyer actually be paying for here?”

A scored review of what a buyer prices in a first opinion practice. It deliberately returns no multiple and no valuation, because no primary source publishes either.

Open the tool
UK veterinary practice

Capital allowances calculator

“What does this equipment really cost us after tax?”

What imaging, surgical kit or a practice fit-out costs once tax relief is in the figure, and how much of it lands in year one rather than trickling out over a decade.

Open the tool
UK veterinary practice

Salary sacrifice calculator

“Can we improve pensions without increasing the wage bill?”

What a pension salary sacrifice scheme saves the practice and what it gives your nurses and support team, with the Employment Allowance trap made visible.

Open the tool
UK veterinary practice

Business rates calculator

“Are we paying more rates than we should be?”

What the practice pays on the 2026/27 multipliers, why veterinary premises are outside the retail rate, and when a branch surgery pays nothing.

Open the tool
UK veterinary practice

Veterinary tax and compliance calendar

“What is coming, and when does it have to be done by?”

RCVS registration renewal, the £85 nurse renewal cycle, premises registration on 1 April, the annual veterinary medicines audit and five-year record retention, corporation tax, VAT quarters, payroll dates, self assessment, Making Tax Digital quarterly updates and the confirmation statement. One page, built to be printed and pinned up.

Open the calendar
UK veterinary practice

The guides library

“Can somebody just explain this properly?”

Plain-English guides to the CMA remedies, RCVS and premises compliance, veterinary medicines records, practice pricing, locum tax and IR35, buying and selling a practice, incorporation, payroll and employment rights, and capital allowances on equipment — with the article numbers and the dates they apply from.

Browse the guides

How to use them

What is behind the numbers

None of these is a lead magnet with the arithmetic hollowed out. Each runs on the same rates, thresholds and article references we would use on your real figures.

  • The prescription fee modeller takes your own written-prescription volume and your current charge, and shows what a capped fee does to that revenue line across a year. It lets you flex the cap because the cap is not settled: £21 for the first medicine in a consultation and £12.50 for each additional one, both including VAT, are the final-report figures, and in the draft Order they sit in square brackets to be uplifted for inflation between 24 March 2026 and the Order date, then indexed annually. The CMA found current charges starting around £10, with significant numbers of practices over £30.
  • The practice profitability calculator gives you an EBIT margin and places it against the only credible published benchmark for independent practices: the CMA's sample of 36 small independent veterinary firms, whose EBIT margins ran from minus 9% to plus 34% over 2021 to 2023, with a weighted average of 11% — 15% in 2021, 12% in 2022 and 9% in 2023. The top sextile averaged 28% and the bottom 0%, and 24 of the 36 saw their margin decline across the three years. The large groups averaged 14%.
  • The locum take-home calculator runs 2026/27 rates: a £12,570 personal allowance, 20% on the first £37,700 of taxable income, 40% to £125,140 and 45% above it, plus Class 4 National Insurance at 6% between £12,570 and £50,270 and 2% above. Class 2 is voluntary at £3.65 a week.
  • The incorporation calculator compares that with corporation tax at 19% up to £50,000 and 25% above £250,000 — an effective 26.5% in between, from the 3/200 standard fraction — followed by the cost of getting the money out. Dividend rates rose on 6 April 2026 to 10.75% and 35.75%, with the additional rate unchanged at 39.35% and the allowance still £500. That two-point rise changed the answer for a lot of practices that last looked at this question two or three years ago.
  • The practice value drivers tool is the one that deliberately refuses to give you a number. It scores what a buyer prices — margin, staffing dependence, premises tenure, fee mix, the concentration of goodwill in one clinician — and returns priorities rather than a valuation.
Why one tool gives you no answer

There are no valuation multiples anywhere on this site. Not EBITDA multiples, not price per full-time-equivalent vet, not a percentage of turnover. No primary source publishes them, and the CMA's final report — which had full access to the financial records of the six large groups and a sample of independents — deliberately does not. Any multiple you have seen in trade press or broker material cannot be traced to a primary source, so we will not repeat it. What the CMA does publish, and what we will happily work through with you, is the profitability evidence above and its pre-tax cost of capital range of 7.5% to 10.5% a year, midpoint 9%.

Every tool prints cleanly and saves as a PDF from the print dialogue, so a result can go into a partners' meeting pack rather than living on one screen. The calculators are illustrative and simplification is what makes them quick: they do not know about your associated companies, your capital allowances position, a partner taxed at Scottish rates, or the specific mix of your parasiticide sales. Use the number to decide whether the question is worth asking properly, then ask us for the accurate version — that part is free. If you would rather start with what is coming up, the compliance calendar is the shortest route.

Ready when you are

A number raised a question? That is what they are for.

Every tool here has a free human follow-up: a conversation about your practice's actual figures, with no obligation and no automated follow-up sequence.

The veterinary practice finance email, once a month

One short email: what has moved on the CMA remedies, the dates coming up, and one number worth checking in your practice. No spam, unsubscribe any time.

Book a free practice review